Nodeschool Portland Maine
In this talk and live coding session, Eric Loren will walk through patterns of impurities, abstractions of those patterns, and how types can help us deal with these. This will be Part II of our 2-part talk on functional programming concepts in...
Portland's Craft Beer Club
Let's meet up for some Friday drinks at Oxbow!
Growing up it seemed ‘white lies’ were okay while lying was a sin. As children, we sometimes had difficulty understanding where the line was. As we matured, we realized there most definitely was a difference. If a husband or wife asks if it is okay to invite their parents over for dinner, the spouse would […]
The Gallup organization just released their April Economy and Personal Finances Poll which asked Americans to choose the best option for long term investment. It was no surprise to me that real estate returned to the top position over other investment categories (gold, stocks/mutual funds, savings accounts/CDs and bonds). Back in 2011, gold was the most […]
Are you on the fence about buying a new home this year? Content with renting? Here are a couple of ways to look at the cost of waiting. Let’s say you’re 30 and your dream house costs $250,000 today, at4.41% your monthly Mortgage Payment with Interest would be$1,253.38. But you’re busy, you like your apartment, moving is such […]
The American desire to own a second home as a vacation home is alive and well! The National Association of Realtors analysis of U.S. Census Bureau data shows there are approximately 8 million vacation homes in the U.S. Their 2014 Investment and Vacation Home Buyers Survey shows vacation home sales improved substantially in 2013. NAR Chief Economist […]
Today, many real estate conversations center on housing prices and where they may be headed. That is why I like the Home Price Expectation Survey. Every quarter, Pulsenomics surveys a nationwide panel of over one hundred economists, real estate experts and investment & market strategists about where prices are headed over the next five years. They then average […]
“One thing seems certain: we aren’t likely to see average 30-year fixed mortgage rates return to the historic lows experienced in 2012.” – Freddie Mac, March 24, 2014 There are those that hope that 30-year mortgage interest rates will head back under 4%. Obviously, for any prospective home purchaser that would be great news. However, there […]
Trulia released their Rent vs. Buy Report last week. The report explained that homeownership remains cheaper than renting in all of the 100 largest metro areas by an average of 38%! The other interesting findings in the report include: Even though prices increased sharply in many markets over the past year, low mortgage rates have kept homeownership from […]
You may be frustrated while attempting to buy a home in today’s market. You may feel powerless to the process. How could YOU possibly know whether the current good news about housing will continue? There is no doubt that today’s real estate market is extremely difficult to navigate. However, you should know that thousands of homes […]
Last week, Fannie Mae released their January 2014 National Housing Survey results. Two categories reported all-time survey highs. 52% of respondents thought it would be easy for them to get a home mortgage today 70% of respondents said they would buy if they were going to move Doug Duncan, senior vice president and chief economist at Fannie Mae explained […]
Last month, the Federal Reserve, in a unanimous vote, decided to further decrease its bond purchasing. The bond purchases were the government’s stimulus package created to keep long term mortgage interest rates artificially low in order to help drive the housing market. Most experts believe that tapering will cause interest rates to increase as we […]